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Gold investors undeterred by high prices. Gold might be a luxury most can live without when times are hard, but for cautious investors, it has become a matter of necessity. Gold is the most popular precious metal investment. Investors generally buy gold as a hedge or safe haven against any economic, political, social, or fiat currency crises. The gold market is also subject to speculation as other commodities are, especially with futures contracts and derivatives. The history of the gold standard, the role of gold reserves in central banking, gold's low correlation with other commodity prices, and its pricing in relation to fiat currencies during the financial crisis suggest that gold has features of being money. Gold has been throughout history as money and has been a relative standard for currency equivalents specific to economic regions or countries. The most traditional way of investing in gold is by buying bullion gold bars. In some countries, like Argentina, Austria, Liechtenstein and Switzerland, these can easily be at the major banks. Alternatively, there are bullion dealers that provide the same service. Bars are available in various sizes. For example in Europe, Good Delivery bars are approximately 400 troy ounces. 1 kilogram is also popular, although many other weights exist. Bars generally carry lower price premiums than gold bullion coins. However, larger bars carry an increased risk of forgery due to their less stringent parameters for appearance. While bullion coins can be easily, weigh and measure against known values. Most bars cannot, and gold buyers often have bars re-assayed. Larger bars also have a greater volume in which to create a partial forgery using a tungsten-filled cavity, which may not be assay. Gold coins are a common way of owning gold. Bullion coins price according to their fine weight, and a small premium based on supply and demand. The Krugerrand is the most widely held gold bullion coin, with 46,000,000 troy ounces in circulation. Other common gold bullion coins include the Australian Gold Nugget (Kangaroo), Austrian Philharmoniker (Philharmonic), Austrian 100 Corona, Canadian Gold Maple Leaf, Chinese Gold Panda, French Coq d’Or (Golden Rooster), Mexican Gold 50 Peso, British Sovereign, and American Gold Eagle.